Why should the laws established to protect us from financial institutions taking unwarranted risk be relaxed for any financial institution? In particular, for those smaller institutions in which some people have their entire life savings? If there is a need to ‘level’ the playing field between large and small institutions, I recommend increasing the requirements on larger institutions- which have been rolled-back little by little every year- to the point where even smaller banks are once again getting back into member supported investments which are beginning to carry some of the same kind of risk which triggered the AGI collapse and the domino effect on other ‘too large to fail’ institutions. The public’s risk of having to undertake taxpayer funded bail-outs of these institutions was the driving force for the Dodd-Frank legislation. It is unlikely that taxpayers could be called upon to bail-out smaller institutions which are not ‘too large to fail’ and which often hold a family’s life savings. Why would any taxpayer support increasing the risks by relaxing the rules?