I was leaning toward a Nay until the last sentence. Anyone, in this day and time, that thinks regulators can be trusted, is delusional. That's the sad part. The other side is bureaucracy breeds bureaucracy. That's one of the reasons the government has gotten so huge! They feed off of each other. Kinda sick if you you think about it. Obamacare has increased that amoeba 10 fold (at least) and instead of getting people off of welfare we're adding people at an alarming rate. And keep in mind that those people on the dole can vote. That's damn scary. Make them a valued member and their affiliations will change.