Ten years is short time to a long term problem, whether build or repair of an infrastructure or healthcare! Should company and business carry Terrorism Risk Insurance, which could cost billions of dollars to recover from? Should it be part of FEMA? I feel it does need to be supported, but by who? Much or may be like healthcare, companies pool. The odds are low, but damage cost could be billions, we as tax payers cover fires and flood, which is on top of insurance companies.