All group plans are communist redistribution of wealth deals that protect the insurance companies and rewards the largest companies which includes all the local, state and federal agencies at the expense of the self employed and small businesses and must be made illegal! Health insurance should be regulated so that it can only be sold to individuals or families based on their wants and needs and not based on the fear monger tactics currently being employed. If all corporation tax breaks for providing health insurance to employees were outlawed a level competitive market would be established! If all healthcare expenses including insurance premiums, co-pays, deductibles, dental, and vision, etc. we're 100% deductible from your tax liability then the insurance companies would loose their strangle hold on the doctors and the patients. The insurance companies in cahoots with the government are responsible for all the mess only solution is free market. Do your research members. You need to go way back to the late 40's and early 50's to see the truth in my statements!