We cannot possibly trust the government to determine what is "crummy" for us. Look at the garbage they continually dump on us: Obamacare is a big one. Add the SS fund that we must pay into, while Congress steals from it for other purposes and then claims it is underfunded. Medicaid and Medicare are programs that provide only minimal --if that! -- health care and rip off both patients and healthcare providers. Forced participation in these programs is NOT required of federal politicians and employees. For this, we must ask, "Why?" Federal government leaves us the dregs of their decisions and OUR FUNDING.