I'm over payment g for big business time and time again. It's like taxes. You pay federal and stated tax out of each check (most states), the. You pay again registering your car, again with property tax, and again at the store. More than half of the average persons pay check goes to taxes alone. When big business files bankruptcy, the banks pass it on to their customers through fees and interest. Enough! Personal bankruptcy now has "pay back" rules. Let them pay it back too.