What America needs is not a rich health
insurance sector (which essentially means that people are paying more
than they're receiving in benefits). Americans need healthcare, not
health insurance. Every single person is going to need medical
services, and it's ridiculous to buy insurance "just in case" for
something that is inevitable. People's access to healthcare should not
be depend on their income. It's a human right, and "market friendly
solutions" are not an appropriate way to provide this.