I am a female self-emoyed small business owner who bucked the trend and invested for my retirement. Anything that weakens Dodd-Frank is a problem for me. BTW, my business is transcribing proceedings, which have included fiduciary proceedings. We cannot blindly trust our futures to people with no oversight. The crafters if this bill forget that the number one factor that promotes growth in an economy is consumer confidence. Everything proposed here undermines that very tenet.