Nuts!! Everyone continues to believe health insurance is healthcare! Complete and total idiocy. Health Insurance is communism redistribution of wealth from the poor and the unconnected middle class to wealthy large companies and government bureaucrats!! The congress and the senate are all in the insurance companies pockets and the doctors are mostly afraid to say anything. Wake up people !!!!!!! Get the government out of healthcare and stop letting the insurance companies dictate who what and when you can get healthcare. The decisions regarding healthcare belong to the patient and the doctor and what you can afford. Remember that doctors do not work for free just like your auto mechanic, plumber or electrician.