It isn't possible to make the necessary changes AND to give adequate funding so the changes both save currently wasted $$$ and make it possible to include a larger group of citizens who cannot afford housing? I suppose, given how feckless Congress has proved itself to be, it is not possible. Get it together and fix this! Lack of affordable housing destroys families and, with it, the economic future of the US. We are wedded to the concept of American exceptionalism and yet we have come to define it as pushing the entire country back to the 1900's by imposing punitive policies on a large portion of what as once the middle class. How's that working for you?