Of course the National Flood Insurance (NFI) should be extended. Unusually damaging, frequent, and widespread floods and tornadoes are happening all over the nation ... a probable effect of global warming. Yes you unbelievers, the data show it is happening. Our government and the fossil fuel/product corporations are contributing factors. Ordinary citizens should not be held responsible for all the costs associated with repairing, responding to, the damage. Ordinary citizens pay taxes that fund the NFI, and those taxes should help to pay for the insurance coverage ... as should higher taxes on those corporations profiting from the products contributing to the problem. Maybe some of the hundreds of millions of Republican/Democratic tax breaks for the wealthy and corporations could be recovered to also help ... just a thought.