The CFPB was put in place out of necessity. Loan servicers and other financial institutions were dealing in unfair and deceptive practices and taking advantage of the average person. We finally had someone to stand up for us. Now that Trump and Mulvaney have raped and decimated the bureau, there is no one to stand up against these bully institutions and businesses. Any vote against this is a vote against American citizens and a vote to take us closer back toward feudalism.