Individuals saddled with student loan debt cannot effectively join the workforce or middle class since paying their debts prevents them from using their disposable income to stimulate the economy. Eliminating this burden would allow more working class people to succeed and attain higher education by allowing them to focus on their studies instead of working other jobs to pay tuition. Freeing students from loan debt also frees up capital for them to buy cars, homes, consumer goods, and puts them in the financial situation to start small businesses. Free tuition would also increase graduation rates in low income communities where residents see college as unattainable due to the cost, and allow students a pathway out of poverty by focusing on their studies. This also reduces crime rate, youth unemployment and youth homelessness as students are given a way out of their situation, enabling them to become examples for their communities and leaders who can then give back to the communities, both urban and rural, they came from.