We can't micromanage the economy it won't work. Also, did you know that businesses can't charge more for credit card purchases over cash? We need to repeal thos laws so that banks have pressure on their transaction charges. Then the other problem is that companies are getting too big. We need a scaled tax on corporate profits to drive them to optimize their size and not get too big. For example these is a 10% additional tax on profit if the corporation makes mor than $10B. 11% if more than 11B, etc. I'm not saying these are the exact numbers I'm saying that we need to tax too big to fail.