would it not make more sense and be more cost effective if these "tax credits" were allocated to those persons or industries that helped make ready their town or city for tornadoes or hurricanes? If you're giving people tax credits for essentially adding on to their homes, you'd leave out those who'd be most effected by a hurricane or tornado. If 50 people live in a tornado or hurricane zone and only 3 prepare their homes you are planning to give them more money for doing this but the billions it would cost to aid the weather ravaged 47 would effect the entire country. Instead, grant tax credits were applicable to states or cities that weather proof their city or state. This extra money granted and monitored at the state or city level could help build infrastructure and revive already flailing local economies. just a thought.