The fat cats are money laundering most of their money off shore so I see this as an attempt to target regular Americans and their money. It's hard to trust the righteousness of this bill. I am very skeptical. A lot of our financial problems stem from not regulating big banks and giving them the freedom to offer us very small interest rates for using our money to make money. Then they offer interest rates for credit cards that are often at anywhere from 15 to 25% or higher interest rates. Yes it is our choice to use credit cards but to scalp people so is criminal and those interest rates need to be capped.this is legalized loan sharking. It is disgusting.