My NAY is not because I don't support retirement savings but because I think this is both inadequate & misguided! People don't save for retirement largely because most Americans don't make enough money to both support their families & save for retirement. Income inequality is not a joke nor the exclusive territory of progressives. It affects all but the very top income bracket & massively cripples the economic well being of most Americans. There needs to be a major rethinking of how our economy works & how we distribute wealth. It is painfully obvious that a country run by oligarchs ONLY BENEFITS OLIGARCHS! So man up & fix this or quit whining!