I can't believe we are still so far away from this obvious solution to healthcare. Think of it like a giant insurance pool without the CEO at the top taking home his/her 6 or 7 figure salary. Jetison the paperwork and you've saved a third of the costs right there. Those of you who think the free market can solve this must be very young or have some memory problems. We've tried that. Even Obamacare is essentially a market based solution and while it was a step in the right direction it leaves a lot of people still unable to afford healthcare. We don't have to invent the wheel here. Virtually every other western country has "discovered" a single payer solution to healthcare.