Yes, We need insurance to be NOT FOR PROFIT ...GREED is the heavy weight on health care. Providers don’t make a lot of money. But the insurance groups are wealthy beyond belief. They will deny, deny deny and delay as part of their daily “How To”in the standard operating procedures. It is why I don’t have Long term Care insurance. They deny coverage to old dementia pts until someone shows that they truly are dependent after zillions of phone calls, doctor notes and then after several months the 500k money that was put into the act may be tapped with constant monthly revisits to make sure that the pt still has dementia. Children of the insured make it a part time job to get benefits owed to the pt. Imagine if you have no children or they are too busy to fight the constant battle of denials?! That is how 5hey make money.