If you aren't going to address climate change these people are going to need to move any way. Stop enabling this. Plus. If they want the water front then they should just pay the money and realize that is disposable income. I grew up in Florida. There are tons of people who buy those houses who should not. Retirees that sink their northeast house income into a waterfront property. Since they vote as climate deniers let them take the consequences. The law needs to be changed. Reimburse 1 time so they can get out and then not again. No repeats. One woman I know has had her house done 2 times in the last 5 years because of hurricanes. That is nuts.