I'm on the fence on this one cause for one buisnesses could take full advantage of this loop hole and play high risk with people's pensions just to later and turn around and lose all their employees pension money cause they know the government will back them up with very little to no problems or fines given to them by the government. See I want buisnesses to stop being high risk player's whom are heartless and ilogical and start bring Thoughtful and Logical, also we don't want another economic crash like during the bush administration. Now another reason I'm on the fence is cause it's not fair to the employees of the buisness messes up their pension by the business gambling it without their consent. That sounds like stealing to me. I think company's should not be able to gamble their employees pensions period! We should make high risk investments with pensions and 401k illegal. Then I'd say problem solved.