Instating something like Glass-Steagall means banks can't play fast and loose with consumer money. It is no coincidence that the 2007-2008 downturn occurred a few scant years after it was repealed in 1999. We need protections that keep banks from speculating with our money, because when the whole system collapses again, as it will, we will lose our houses, our banks accounts, our jobs, and our lives. Will the bank CEOs lose all that? Highly unlikely.