While it may seem like this bill is allowing banks to grant 15% of their capital to each small business they fund, this is actually not the case. If it were the risk to the economy would obviously be enormous. This bill instead allows banks to divvy up up to 15% of their capital in small business investments, a far less risky allowance. Financing small businesses will boost the economy as they provide new jobs at a high rate, and higher pay than multinational corporations. With more money in the pockets of consumers, the need to withdraw from banks won't be urgent, thus working to prevent a crisis of banks holding less capital than what is needed.