Well I’m shocked, this look like a bill written by Maxine “Impeach 45” Waters.
Big companies that want to do their own banking with their company just make it competitive with other foreign countries. Companies like facebook will never be too big to fail because in fact they are actually only a social media company at present. To become a bank in the United States, well there are banking regulations that you must follow and audits of your banks. So this is all the protections needed for the consumer