There is a difference between covering pre-existing and shouldering the cost of the premium by the customer.
Most people don’t seem to realize that while it may be covered the cost of that coverage is going to be significantly higher than if they were just a normal person without that condition
That also means that insurance companies will raise the cost of overall average premiums to cover the losses they incur for pre-existing conditions hence we are all going to pay the difference.
However it is a humanitarian thing to not have to turn someone away that needs the insurance
Wow many people fight for that when they see what happens to the overall cost of insurance they may have a financial setback shark moment