The ACA (Obamacare) subsidy was helpful to my family for the first couple of years since we didn't have health insurance and we were finally able to get it. This year (2017) the costs went up so much that our previously affordable, decent health insurance became completely unaffordable, our monthly payment rose over 300% so in order to keep our same doctors our only option was to drop down to a plan with high co-pays and a very high deductible, though it was half the cost of our previous plan. There was no option between the two, only a good plan at an exorbitant cost or a cheap, bad plan. I need lab tests and surgery I cannot afford to have. The insurance companies are profiting from these mandates while we are going broke. Even though our taxes would have to go up, I'm now leaning toward a single-payer system (like Medicare) where you can also buy an economical supplementary insurance plan. We are currently paying profiteers a lot for something that does not meet our needs, and it isn't going to get better, Scrap the whole system and give us something simpler that provides for everyone.