I wish I wasn't just negatively stabbing this bill in the dark without any light to shed, but NO. We all know insurance companies AREN'T going to take a pay cut, that money has to come from somewhere. From the looks of this, it's going to come out of the pockets of those who try to purchase insurance independently (you thought the ACA made it expensive?), small businesses that aren't able to participate in the associations, and welfare programs. This won't assist in increasing the number of insured citizens and supports us time traveling back to when the ER became the uninsured's PCP.