The only way this will work is if we don't require hospital emergency rooms to take patients who have no health insurance. This is how we got into this in the first place. People don't want to pay for insurance yet they want the emergency room to provide taxpayer or insurance funded medical care. If healthcare is a business, then treat it like one and don't give it to people who have no money or insurance. If it is a benefit of living in a caring, compassionate country, then require everyone to have health insurance, just like I'm required to have liability insurance on my car. It's not to protect the person that needs the care, it's to protect the taxpayers who will have to foot the bill.