If workers have trouble saving 1000.00, how are they going to save up to 2500.00 a year. The problem isn't ways to save, the problem is low wages to have the money to save. Does the Rep think that people are just not responsible and not saving their lush incomes? Shows how out of touch he is. People don't sane because they don't have any disposable income to save. Increase wages and you'll see people save.