The problem with our broken uphill, "you are guilty until you prove your innocence," system of controls with the government is that identity thieves are winning because there are not enough controls or stiffer sentences. Our own government thinks if we give someone a year of credit monitoring after identity theft, that will fix the problem (e.g. Major OPM breach). Meanwhile the bad actors are just waiting after the one year to strike. What a mess and what a joke when it comes to the controls SSI has, IRS, OPM and the list goes on and on.