More importantly, U.S. taxpaying citizens need a huge reduction in economic penalties for pinching pennies to save for retirement. Force ALL FEDERAL RETIREES AND POLITICIANS to have the same retirement system they inflict on the rest of us and then STEAL FROM US: SOCIAL SECURITY. Force the same to have Medicare for retirement medical benefits. FORCE ALL IN GOVERNMENT TO PUT UP WITH OBAMACARE. Quit slashing our SS payments simply because we choose to work and because we have retirement savings. And quit your lies, BO and other liberals, that SS is some wondrous gift bestowed upon us by a benevolent federal government. It is a savings system FDR started; it was never supposed to be taxed, never to be more than 3% if gross income, and NEVER TO BE USED FOR ANY OTHER PURPOSE OR FOR PEOPLE OTHER THAN THOSE WHO WORKED AND PAID INTO IT!