This is just yet another bandaid solution. This is also similar to making it ok for me to max out my current credit cards and then say, yeah, go ahead and get another credit card and rack that up to its max. What a broken system. We need more fiscally responsible people in the government that are making choices that reduce our government's debt, not increase it. Saying nay to this means allowing natural consequences to spending into oblivion be realized so that it becomes so painful that Congress is forced to change the direction of spending. A safety net in this space or more credit will not change behaviors.