This credit scoring is discriminatory.
Reason, if you close out a credit card your score goes down.
Reason, if you file chpt 11 or 13 then 10 yrs later you decided to pay cash for everything, if over $1,000 you have problems. Most businesses won’t take that much cash.
Reason, if you won’t to buy something they run credit check you go to another business they run credit check your score goes down.
Reason if you apply for a job they also run credit check that’s none of there business that’s also invasion of privacy.
That’s also bullshit.
Yes to 1 site and also a total reversion of this credit scoring BS.