Frankly, no entity or individual should be required to pay back FEMA. Our tax dollars have pre-paid for disaster relief just like we pay for car insurance. Paying back FEMA means that states, localities, and individuals have to pay twice. Once in taxes and another when relief is given. Insurance companies don't require repayment. We don't require repayment from countries to which we provide disaster relief. We don't require Afghanistan to pay us for our military support.