One commentator noted that the 'nays' came from grumpy old men who haven't been in school recently enough to appreciate the problem. That may well be. But perhaps we should consider *why* we have the problem at all, if the process was so much easier in the days of GOM. It is precisely because government has since steadily taken over the financial aid business, absolving schools from making their own assessments and decisions. And that includes decisions about how onerous their aid application should be.