This is a good first step. After paying essentially two large mortgage payments each month for nearly 20 years, one for our home and one for our health, Medicare (including our supplemental plans via BCBS) has helped to significantly rein in costs. I cannot imagine what our lives could have been had Medicare been an option rather than the onerous, financially constricting system called, fittingly, COBRA. Allowing individuals the ability to obtain health insurance as members of a ‘group’ to get lower prices would have made our lives much easier.
It is time it was done. This is a good start.