No ! A convoluted Loaded Question. Nonsense !
What is a Robo call ? An unsolicited computer generated telephone call with an intention to sell goods or services.
All Robocalls should be banned !
If you entered into a financial obligation,signed the legally required documentation and received money,goods or services or other things of value based on your written promise to pay money back to the provider of those benefits you should pay the obligation you agreed to.
If you don’t repay the obligation,there are abundant laws and regulations you and debt collectors are obligated to follow. This should be the case regardless of the provider.
Federal Debt collectors should follow the same laws and regulations as all other debt collectors.