Seriously? The explanation for why vote''nay' is "you shouldn't have borrowed if you didn't like the rates"? Like we get to decide or have any say on what the rates are? If tuition wasn't so exorbitant, the need for loans would be much less. Or do we want a population with no training? (Actually, I guess I blissfully forgot who's running the department of education). Anyway, a policy based on "told you so" is a terrible way to govern. Mimi Walters, please vindicate yourself and support this bill.