Of the parts of this bill that do make complete since to move forward, such as the idea " too big to fail " or giving small banks more options to grow and expand along with small business; all of these pit together do not overshadow the heavy burden of the Big elephant in the room. That being gutting the fundamental foundation of consumer protections against fraudulent financial acts. Most importantly it restores to banks the same ability to involve in speculative activities that create large sums for them at a time but also created our gigantic monster of financial meltdown 10 years ago where so many people lost everything in a blink of an eye. I won't forget that time. I hope my elected representatives will remember it as well.