Victims of natural disasters will need increasing support from climate change induced weather disasters and help to secure funds such as underwritten low rate loans to recover and rebuild. For people living in geographical areas repeatedly at risk, such as areas subject to increased intensity and damage from recurring wildfires and coastal areas at risk due to increasing storm intensity and sea level rise- these needs will continue to escalate. Government underwritten funds cannot responsibly be allocated for rebuilding in areas subject to repeated risks- they must be used to support relocation and rebuilding in areas which are not. We need to manage these resources with due compassion and intelligence - since the needs will continue to grow and access to government aid cannot be unlimited.