People like to scapegoat the lawyers, but the lawyers are a small part of the cost, and they fulfill the very important work of ensuring that people that are wronged by the system have a recourse. What we need is comprehensive health care reform that simple to understand and symetrical and fair in implementation. The current system unfairly allows insurance companies to fiddle with formularies (de-facto discrimination against high-cost patients). It also allows pharma companies and medical device manufacturers to seemingly charge whatever they want, even for generics. It also allows "maximum out of pocket costs" to exclude high categories of cost for chronic patients, such as prescription drugs. There are all these loopholes because it is so complicated. We need to go single-payer and simplify and unify the system so that the horrible things that are happening to people every day stop. If you don't know what I'm talking about, wait until someone you love has a chronic condition that is expensive to manage and see how you feel about the system after that.