People pay Insurance companies for months (if not years and years!), sometimes not needing to use it, but they’ve paid for it. Since we can’t choose the perfect-for-us insurance company & keep it forever, we should be able to then go to another insurance company or plan and STILL GET REASONABLY PRICED COVERAGE, REGARDLESS of what someone has. We have no control over health when surprises come up, & in the big scheme of things, little control on jobs & changes to them when bills & families have to be taken care of. Insurance companies charge a lot of money & in our case, get to pocket a lot of profit—we rarely use ours! It’s our security net, protection to keep costs down if we get sick or have an emergency. If the HOSPITALS & CLINICS, whoever makes PRICING decisions could just come to an AGREED DECISION, CHOOSE A RATE that ALL would charge, then this could be UNDER CONTROL already!! Then insurance companies wouldn’t have to freak out over pre-existing conditions! If some people want to have less coverage, or more coverage that should be up to them, we should NOT go to standardized, government or national health insurance! That would mean DEATH for the USA as well as for A LOT of Americans! I will say this though. If Congress starts heading that way, EXPECT Americans to fight it! Control of our decisions, health & families belongs to US, & NO ONE ELSE! That being said, if decisions that Politicians make for Americans are such FANTASTIC decisions, THEY SHOULD NOT EVER EXEMPT themselves from the decisions they’ve made FOR the American people! What’s good enough for us, is good enough for YOU! Politicians CHOSE the job, they get paid QUADRUPLE what my husband & I make & yet they believe/feel they deserve MORE money, more considerations, more benefits, more bonuses. I understand & believe that the job is NOT EASY, but they knew what they were getting into & they wanted a job where they’d “have the power”. Let’s see it used for GOOD. For PROSPERITY for EVERY AMERICAN Citizen! They can be remembered & revered for ACTUAL good, rather than ‘ok job’ (s), or for throwing the country into the toilet! Common SENSE & Common DECENCY needs to be re-applied to the daily grind while REQUIRING THE FOLLOWING ALL LAWS, politicians, Americans & NON-Citizens. (ILLEGAL aliens/visitors—yes, that is whom I am speaking of) I have a lot of sympathy for the people wanting to come to the USA for a better life—who doesn’t want that for their families? But we have LAWS for access, we have a CHERISHED process for people to do that. It is INSULTING to the millions who HAVE OBEYED the laws, gone through that Cherished process to ALLOW people in, allowing them to ‘SKIP’ it! THEN, we PAY for their food, their healthcare, housing & English classes to help them...ILLEGALLY. That is ASININE! I UNDERSTAND that sometimes some people need help, we’ve been there-done that. And even though I cringe a lot paying for groceries now, I’m THRILLED to be off food stamps, making them available to people who need it, like we did. But there needs to be LIMITS on what will be provided and for how long, unless certain healthcare PRICES can be arranged & set!