{"bills":[{"photos":{"featured":"https://assets.causes.com/bill/photo/hr2205-114/featured_data-security-act-of-2015-1459972680.jpg","featured_large":"https://assets.causes.com/bill/photo/hr2205-114/featured_large_data-security-act-of-2015-1459972680.jpg","shareable":"https://n.causes.com/share-images/bills/hr2205-114.png"},"introduced_on":"2015-05-01","title_override":"Is There a Need For a National Standard to Report Breaches of Personal Information?","summary_override":"

This bill would require individuals, corporations, or other non-government entities that access or handle sensitive financial account information and nonpublic personal information to implement an information security program. Those people and organizations would also be required to notify consumers, federal law enforcement, relevant administrative agencies, payment card networks and consumer reporting agencies about data breaches that could lead to identity theft or fraud.

Covered entities would be directed to require their third-party service providers by contract to put in place appropriate safeguards for sensitive information. Entities would be allowed to delay sending out notifications about a data breach if one is requested by a law enforcement agency.

Financial institutions would be allowed to communicate with account holders regarding breaches at third-party entities that have clients account information. The bill would establish special notification procedures for breaches at third-party entities and electronic data carriers. Alternative compliance procedures would be put in place for financial institutions covered by the Gramm-Leach-Bliley Act and entities complying with health record privacy laws.

Among the entities tasked with enforcing this legislation would be the following:

Federal Trade Commission (FTC);
Comptroller of the Currency;
Federal Reserve System;
Federal Deposit Insurance Corporation (FDIC);
National Credit Union Administration Board;
Securities and Exchange Commission (SEC);
Commodity Futures Trading Commission (CFTC);
The Office of Federal Housing Enterprise Oversight;
State insurance authorities in certain circumstances.

This legislation would also prohibit state laws from being imposed for information security and breach notification purposes.

","official_title":"To protect financial information relating to consumers, to require notice of security breaches, and for other purposes.","short_title":"Data Security Act of 2015","popular_title":null,"short_summary":"Data Security Act of 2015\n\nRequires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts.\n\nDirects entities to require their third-party service providers by contract to implement appropriate safeguards for sensitive information.\n\nAllows an entity to delay notifications upon the request of a law enforcement agency.\n\nProvides special notification procedures for: (1) third-party service providers that maintain data in electronic form on behalf of another entity, and (2) certain electronic data carriers.\n\nAllows financial institution...","summarized":true,"cost":null,"cost_commentary":"A CBO cost estimate is unavailable.","impact":"Any individual or entity that handles sensitive personal information — especially banks and health care providers; and federal and state agencies responsible for enforcing this legislation.","argument_for":"Account holders should be informed about potential breaches of their personal information as quickly as possible, and this bill would create a federal standard to ensure that happens.","argument_against":"Businesses and government entities that have access to people’s sensitive personal information can be expected to notify those who may be affected by a data breach without a federal standard.","bill_type":"hr","published":true,"type":"FederalBill","id":"hr2205-114","bill_id":"hr2205-114","formal_id":"H.R. 2205","chamber":"house","congress":114,"last_action_at":"2016-12-12T00:00:00.000Z","active":true,"enacted":false,"enacted_at":null,"vetoed":false,"last_vote_at":null,"debated_on":null,"congress_url":"https://www.congress.gov/bill/114th/house-bill/2205","plain_text_url":"http://www.gpo.gov/fdsys/pkg/BILLS-114hr2205ih/html/BILLS-114hr2205ih.htm","shareable_image_url":"https://n.causes.com/share-images/bills/hr2205-114.png","congress_full_text_url":"https://www.congress.gov/bill/114th/house-bill/2205/text","is_current_congress":false,"last_version_on":"2015-05-01","related_bill_ids":["s961-114"],"progress":"Introduced","house_passage_result":false,"senate_passage_result":false,"position_count":69,"committees":[{"name":"Committee on Financial Services","chamber":"house","committee_id":"HSBA","subcommittee":false},{"name":"Committee on Energy and Commerce","chamber":"house","committee_id":"HSIF","subcommittee":false},{"name":"Consumer Protection and Commerce","chamber":"house","committee_id":"HSIF17","subcommittee":true}],"links":{"rollCalls":"/api/roll_calls?bill_id=hr2205-114","details":"/api/bills/hr2205-114/details","sharingMessage":"/api/sharing_messages/hr2205-114","positionsFor":"/api/bills/hr2205-114/positions/for","positionsAgainst":"/api/bills/hr2205-114/positions/against"},"upcoming":false,"cosponsors_count":41,"slug":"hr2205-114-data-security-act-of-2015","latest_chamber_votes_id":null,"official_url":null,"target_video":true,"following":false,"vote_count":890,"yea_vote_count":701,"nay_vote_count":184,"passed_house":false,"passed_senate":false,"vote_id":null,"my_position_id":null,"topic_ids":["economy","legal-affairs","families"],"issue_ids":["economy","legal-affairs","technology","families"],"sponsor_id":305}],"votes":[],"issues":[{"id":"economy","name":"Economy","slug":"economy","description":"The US Economy is heavily impacted by Federal legislation. 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God gave us a pattern to follow for the Church and for how we should live. He DIDN'T say that following it is OPTIONAL! Nor did He say we could make changes to His pattern! I believe that there will be an eternal home of the soul - Heaven or Hell - and that Christ will judge us on the last day. I believe that Jesus is the Son of God!\n\nI am NOT\n• a Catholic\n• a Protestant\n• a Baptist\n• a Methodist\n• a Mormon\n• an Episcopalian\n• a Pentacostal\nor member of any other denomination.\n\n• I AM A CHRISTIAN, PERIOD!\n• I AM A MEMBER OF THE CHURCH OF CHRIST, PERIOD! \n• I ACKNOWLEDGE NO HEAD OF THE CHURCH EXCEPT CHRIST JESUS, THE SON OF GOD, PERIOD! \n• I FOLLOW NO MANMADE CREED, BUT THE BIBLE ONLY, WHICH IS THE INSPIRED WORD OF GOD, PERIOD!\n\nI'm a 4th. generation Texan & the mother of 2 sons. I'm retired. I love the mountains and I like Oberhasli dairy goats, organic gardening, science fiction, astronomy, camping, and hunting. 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Is There a Need For a National Standard to Report Breaches of Personal Information?