I have to say no as I don’t believe the responsibility rests with the government to educate people on this. If they are entering into the idea of buying a home then there are books, Internet, real estate agents etc who can provide this information and educate themselves. Because I educated myself and didn’t have to sit through some mandated course why should I be penalized 0.25%? is it really that hard to work out if you take a loan you have to be able to afford the repayments and make them on time for the duration of the loan?