Premiums are higher than what some people previously had because insurance companies are no longer allowed to simply steal some of your money for a rip-off insurance plan with no coverage. Eliminating these mandates is not the way to now seek ways to reduce premiums. We need to give time for the incentivization of lowest-cost, effective medical care to drive costs down, we need negotiating power with big pharma, we need to have more people insured, and we need to further reduce the amount of premiums insurance companies are allowed to charge for "administrative fees" (current cap is 20%). There is so much more we can do, too, to keep the current momentum we have of ensuring everyone actually has quality coverage while still driving costs down. Moreover, the two mandates this would eliminate have been demonstrated to save everyone money in the long run by making people healthier. And people who want to go back to their old insurance that cost nothing and covered nothing usually end up losing more money in the long run, because they eventually age or get sick and then have to pay for damn-near all of the medical care out of pocket.