We do not need to limit access for people to get an education and good jobs. Instead, we need to limit the greed and predatory lending practices of large financial institutions! We need to cap the interest rates that banks are allowed to charge for student loans (around the same percentage as home loans) and increase the assistance that people receive from both the state and federal governments. Then we need raise the minimum wage to a living wage that meets the needs of inflation, as should have been done for the last 40 years! This would raise the wages of all employees in a competitive marked and thus make it easier to pay back the loans. Instead of harming young people, how about we try to help them for once instead of the big corporations!