This thing has been a disaster from the beginning. Premiums have increased almost 20 fold and coverage has decreased 10 fold. It is anything but affordable. Either congress needs to fix it or it needs scrapped all together. I am for preexisting conditions being covered but when it was made mandatory it because like car insurance and prices went through the roof. Not saying I trust my elected officials to do anything about it they are all Democrats and don't care about anything other than making people dependent on them.