Connie Wilson
Connie Wilson

How true. Student loan debt cripples those who are disabled and living on SSDI and they still have to pay the debt until they die of else lose their home and the list goes on. It is true that you would have to be dead and there should be forgiveness for the disabled. Its a choice between paying the debt or eating, then there is medicine and food...what are we supposed to do to get forgiveness.

Connie Aliff
Connie Aliff
  • Connie Wilson

This is so true.

Nicola Noetic
Nicola Noetic

I noticed someone said you would have to be at death's door to get protection from the loan --not much of an exaggeration. If you are disabled and even on social security, it is VERY difficult to get your loan forgiven. And even if you do get lucky enough to get it forgiven, you can not borrow to go back to school ever again --not that that is a big problem. It just limits options to get an education in a professional field that has many openings and hence would enable the borrower to...

I noticed someone said you would have to be at death's door to get protection from the loan --not much of an exaggeration. If you are disabled and even on social security, it is VERY difficult to get your loan forgiven. And even if you do get lucky enough to get it forgiven, you can not borrow to go back to school ever again --not that that is a big problem. It just limits options to get an education in a professional field that has many openings and hence would enable the borrower to be gainfully employed. No second chance for the debt-saddled graduate --that's only for the gluttonous Wall Street fat cats...

Sondra Shereen Costell Graber

Its pretty pathetic when they want to garnish mu social security for past student loans!

Marilyn K. Bennett
Marilyn K. Bennett
  • Sondra Shereen Costell Graber

same here Sondra

Shirley Tieman
Shirley Tieman

Yes, my comments were in wrong place. Sorry O:-)

Gordon Wayne Watts
Gordon Wayne Watts
  • Shirley Tieman

It's all good, Shirley -- even your 'mistake' has got to be 'great' (rhymes too!) -- as I replied with helpful information. :D

Shirley Tieman
Shirley Tieman

My mom died of colon cancer 3 husbands and a man I loved deeply only 28 years old ALL from some sort of cancer. A person that would even find humor in that---needs to be str uck down.

Gordon Wayne Watts
Gordon Wayne Watts
  • Shirley Tieman

You must be referring to that Facebook page that made fun of soldiers with cancer - I agree: It is disgusting, but why, I wonder, do you mention that here, where health is not the topic? In any event, here is my research which shows how many countries use a vegan diet & avoid ALL processed milk product to achieve a MUCH lower cancer rate: www.GordonWatts.com/consumer.html
mirror:
www.GordonWayneWatts.com/consumer.html
mirror:
http://Gordon_Watts.Tripod.com/consumer.html

Shirley, God is...

You must be referring to that Facebook page that made fun of soldiers with cancer - I agree: It is disgusting, but why, I wonder, do you mention that here, where health is not the topic? In any event, here is my research which shows how many countries use a vegan diet & avoid ALL processed milk product to achieve a MUCH lower cancer rate: www.GordonWatts.com/consumer.html
mirror:
www.GordonWayneWatts.com/consumer.html
mirror:
http://Gordon_Watts.Tripod.com/consumer.html

Shirley, God is faithful to take care of your mother and other friends/relatives -in life -and in death, but they are more alive there than are we here.

Gordon Wayne Watts
Gordon Wayne Watts

The Klingon ambassador to earth suggests you create a petition of this sort on SignOn, as well, since (as you can tell from the link below), they do not have a time-limit, as does Causes: http://signon.org/sign/support-the-student-loan.

Gordon Wayne Watts
Gordon Wayne Watts
  • Gordon Wayne Watts

This post was directed @ Alan Collinge - and, thank you, once again, for your recent op-ed submission: It is both front page news on The Register as well as archived as the 'Read First' link on the Higher Ed research posted therewith.

Jan Shular
Jan Shular

SOMETHING IS WRONG WITH THIS LINK..... WOULD NOT TAKE MY ZIP CODE AS VALID.... HELP!

Gordon Wayne Watts
Gordon Wayne Watts
  • Jan Shular

Jan, try both variations of your zip code, both the 5-digit type (old style) and the "new school" 9-digit type -- for example, my zip code is 33801, but the 9-digit type is 33801-2113. Also, try the link again. LASTLY, see the front page news at www.GordonWatts.com or www.GordonWayneWatts.com for BOTH current petitions, this one (good link) and the "million signature" petition, and a few articles to help you understand why Alan Collinge's petition is correct.

Garry Lambrev
Garry Lambrev

The predatory loans laid on those emerging from childhood is a form of abuse for which the rich should be made to pay with penalties that only they can bear. After restoring bankruptcy protections, we need to move on to eliminating corporate personhood and establishing a confiscatory tax rate on all incomes above one million dollars and on all personal or family wealth worth more than--let's say for now--ten million.

Enid Wagstrom
Enid Wagstrom
  • Garry Lambrev

You are out of your mind.

Gordon Wayne Watts
Gordon Wayne Watts

I normally don't send out such 'invitations' to my FB friends but since even rich WallStreet bankers (who DON'T need it) can file for bankruptcy why not students? IF colleges KNOW we can't borrow tons of $$ tuition will DROP like a ROCK Please sign & pass on.

Robert More
Robert More
  • Gordon Wayne Watts

I concur.

Gordon Wayne Watts
Gordon Wayne Watts

Here is a slightly more detailed explanation of the 'logic' behind why I support Alan's petition here:

@ U.S. Rep. Hansen Clarke (D-13th. Dist. -MI), now that you have lost your congressional primary and thus have nothing to lose, please do this:
Please introduce a bill that --
(A) Returns ALL Standard Consumer Protections to Student Loans; and.
(B) Eliminates ALL Federal monies from EVER being used to make or guarantee Student Loans (But, grants, in a limited sense, can help, if not...

Here is a slightly more detailed explanation of the 'logic' behind why I support Alan's petition here:

@ U.S. Rep. Hansen Clarke (D-13th. Dist. -MI), now that you have lost your congressional primary and thus have nothing to lose, please do this:
Please introduce a bill that --
(A) Returns ALL Standard Consumer Protections to Student Loans; and.
(B) Eliminates ALL Federal monies from EVER being used to make or guarantee Student Loans (But, grants, in a limited sense, can help, if not overdone to constitute a 'Free Handout' to the RICH university presidents who would simply raise tuition to match increased grant monies.)

REASONING:

A) Since Wall-Street execs, AND Donald TRUMP, and Solyndra, and RICH people of both "conservative" AND "liberal" leanings can file for bankruptcy, including ALL Congressmen & Congresswomen, then *morally* students should be too. (Especially since students were not told their loans lacked bankruptcy protection at signing due to lack of 'Truth in Lending' requirements, and this is a liability no less than *you* buying a car that lacked BRAKES --and not being told: The expectation is that the brakes work, and the seller would be legally liable here --why not for students, though?)

B) Eliminating just the Federal Loans but keeping the Private Loans would not hurt current borrowers who then could file for bankruptcy if they were in a straight --and, furthermore, would not hurt banks, since Bankruptcy Court would still require *some* payment as the borrower is able, just not, say, TEN TIMES the original loan amount, which is currently possible. LOL

C) BONUS -- both so-called conservatives (neocons) and so-called liberals (like you & other Democrats) would be happy here, as Democrats would be happy with 'A' and neocons and true conservatives would be happy with 'B' -- the latter since less loan monies would cause tuition to DROP LIKER A ROCK when unscrupulous colleges & lenders would *know* students could no longer afford to take out deep loans. (Why even stupid U.S. Rep. Dennis Ross, the liberal moron who claims 2B a conservative in sheeps clothing & represents MY district, might sign on.)

"Just Do It." << to be cross-posted everywhere -unless you have a better idea. (Do you?)

(-://

Cf: http://www.michronicleonline.com/index.php/local/prime-politics/7084-hansen-clarke-has-no-regrets-after-primary-election

Harold Pugg Maze
Harold Pugg Maze
  • Gordon Wayne Watts

DAM, THAT SHYT MAKES SENSE LIKE A MUH FUKR

David Pippin
David Pippin
  • Gordon Wayne Watts

If you have ever wondered why there are so many obscure colleges advertising for students, it's because of federal government backed student loans. This is also why state college tuition keeps going up every year. Taxpayers being looted as usual in the name of education.

Gordon Wayne Watts
Gordon Wayne Watts
  • Gordon Wayne Watts

you are an INTELLIGENT conservative, David: The precense of the loan and/or grant monies distort the Free Market - so, a true conservative (you or me) will always agree with a true liberal --but only if the liberal realizes that lower tuition would be the result of things like less government aid, more bankruptcy protections, etc -- however, if if the liberals don't agree on all points, they surely want more standard consumer protections - why even credit card users can fle for bankruptcy,...

you are an INTELLIGENT conservative, David: The precense of the loan and/or grant monies distort the Free Market - so, a true conservative (you or me) will always agree with a true liberal --but only if the liberal realizes that lower tuition would be the result of things like less government aid, more bankruptcy protections, etc -- however, if if the liberals don't agree on all points, they surely want more standard consumer protections - why even credit card users can fle for bankruptcy, but for a student to get bankruptcy for his/her loan, he or she would have to be on death's door -a much higher standard than for ANY other type of loan. Morally reprehensible, and thus NOT the 'Republican' thing, which makes me disgusted with the Republican Congress who passed this or GB Bush who signed it into law -- well 'it' - actually there were many bills that gradually removed various consumner protections over time: The frog in the tub encountered SLOWLY heated water --that eventually is now boiling and killing the frog (college student borrower) LOL.

Gordon Wayne Watts
Gordon Wayne Watts
  • Gordon Wayne Watts

David Pippin furthermore: Both tax-payers who subsidize these loans that are made or backed by our tax dollar$ AND students who encounter higher tuition --are raped -financially that is. So, BOTH parties are harmed -- only rich Higher Ed types in college are 'gaining' -- but, since American Higher Ed is going DOWN in quality (as other nations pass us in math sciences etc), then the tuition increase is not justified: It has risen --even when you ajust for inflation --REAL fast.!

David Pippin
David Pippin
  • Gordon Wayne Watts

When people get something for nothing or guaranteed with no repercussions, that's a problem. On student loans that are too high because of the free market issues you mentioned, your right, there should be some protections. To excuse all debt is not right. Is it not enough that taxpayers pay for all of K-12 education AND now their meals?

Gordon Wayne Watts
Gordon Wayne Watts
  • Gordon Wayne Watts

David Pippin I do not want a free handout, but on the other hand, when students are hounded -even into retirement --with garnishment of their wages -and even their Social Security --for a debt that has grown to, sometimes, close to TEN times the already-high price ..and student borrowers are now committing suicide in unprecedented number -- folks, there's something "not right" with that picture -especially as America's decline in Higher Ed has not justified the raping of the student:

SUICID...

David Pippin I do not want a free handout, but on the other hand, when students are hounded -even into retirement --with garnishment of their wages -and even their Social Security --for a debt that has grown to, sometimes, close to TEN times the already-high price ..and student borrowers are now committing suicide in unprecedented number -- folks, there's something "not right" with that picture -especially as America's decline in Higher Ed has not justified the raping of the student:

SUICIDE documentation:

[15] “Crushing debt” (Chicago Sun-Times, BY DAVE NEWBART) September 24, 2007 "Jan Yoder was preparing for her son's funeral when the phone rang. It was another student loan collector wanting to know when her son would pay up…It was those calls and the burden of crushing debt, she says, that led her depressed son to take the drastic action of killing himself late last month. ''When it gets to the point where people are fleeing the country, going off the grid or taking their own lives, you know something has gone horribly wrong,'' said Alan Collinge, founder of Student Loan Justice, which is pushing to change student lending laws.” http://www.ibhe.state.il.us/NewsDigest/NewsWeekly/092807.pdf (Higher Ed NewsWeekly: from the Illinois Board of Higher Education, page 57) ~ http://nalert.blogspot.com/2007/09/student-loan-debt-drives-man-to-suicide.html (Newsalert) See also: http://StudentLoanJustice.org
[16] “I’m Thinking of Suicide Because of My Student Loans. – John” (GetOutOfDebt.org, undated news story) “Dear Steve, My student loans are almost $42,000 dollars. I pay almost $260 dollars per month and all but $12 dollars is interest and the principal continues to go higher…I frequently think about suicide; thinking about my son is the only thing that has so far kept me from committing suicide. John” http://getoutofdebt.org/5493/im-thinking-of-suicide-because-of-my-student-loans-john See also, note: "36" below regarding the Bible standards on interest fees charges for loans.
[17] "A Pastor's Student Loan Debt" (NPR, by Libby Lewis) July 14, 2007 “Dan Lozer's tiny paycheck means he'll be paying off those loans until 2029...Lozer said there was a time when he thought about suicide.” http://www.npr.org/templates/story/story.php?storyId=11980696
[18] “Company’s march toward student loan monopoly scary” (The News Tribune, By ALAN COLLINGE) 06/19/07 “In Boston; a medical student can’t get licensed because he can’t pay $52,000 on what began as a $3,000 debt. A suicide in Oregon. A suicide in Maryland. People who have fled the country due to the explosion of their student loan debt. The list goes on and on.” http://www.thenewstribune.com/opinion/othervoices/story/90638.html See also: http://StudentLoanJustice.org

AMERICAN Higher-Ed decline documented:

[19] "U.S. Teens Trail Peers Around World on Math-Science Test," Maria Glod, Washington Post, Dec 5, 2007; Page A07 http://www.washingtonpost.com/wp-dyn/content/article/2007/12/04/AR2007120400730.html
[20] "U.S. falls in education rank compared to other countries," Elaine Wu (U-Wire), 10-04-2005, The Kapi‘o Newspress http://www.google.com/search?hl=en&q=%22falls+in+education+rank+compared+to+other+countries%22+%22Elaine+Wu%22&aq=f&oq=&aqi= And http://search.yahoo.com/search?p=%22falls+in+education+rank+compared+to+other+countries%22+%22Elaine+Wu%22&toggle=1&cop=mss&ei=UTF-8&fr=yfp-t-832 (Key phrases search: "falls in education rank compared to other countries" "Elaine Wu")
[21] "U.S. slips lower in coding contest: In what could be an ominous sign for the U.S. tech industry, American universities slipped lower in an international programming contest," Ed Frauenheim, News.com, Posted on ZDNet News: Apr 7, 2005 http://news.zdnet.com/2100-9595_22-142206.html

See also: http://www.GordonWatts.com/Higher-Ed-Tuition-Costs.html

or: http://www.GordonWayneWatts.com/Higher-Ed-Tuition-Costs.html

;-(

Gordon Wayne Watts
Gordon Wayne Watts
  • Gordon Wayne Watts

Another good petition that has actually reached over 1,000,000 signatures: http://signon.org/sign/support-the-student-loan -- If even it is ignored, then I am losing hope -- but, on the other hand, the more petitions, the more attention, and thus the sum is greater than the parts, and these problems *will* be fixed -in time.

Harold Pugg Maze
Harold Pugg Maze
  • Gordon Wayne Watts

GORDON, UP ABOVE WHERE THERE IS A, B, & C, WHOSE WODS ARE THEY?

Gordon Wayne Watts
Gordon Wayne Watts
  • Gordon Wayne Watts

Raspy Rawls, these words were mine -- I did not copy & paste from someone else, however, I did copy & paste a note I posted on that good Congressman's page. They were my words -- did I well?? :D

Harold Pugg Maze
Harold Pugg Maze
  • Gordon Wayne Watts

So well Im bouta repost them.. I just wanted to know who to credit

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