Sondra Shereen Costell Graber

Its pretty pathetic when they want to garnish mu social security for past student loans!

Marilyn K. Bennett
Marilyn K. Bennett
  • Sondra Shereen Costell Graber

same here Sondra

Shirley Tieman
Shirley Tieman

Yes, my comments were in wrong place. Sorry O:-)

Gordon Wayne Watts
Gordon Wayne Watts
  • Shirley Tieman

It's all good, Shirley -- even your 'mistake' has got to be 'great' (rhymes too!) -- as I replied with helpful information. :D

Shirley Tieman
Shirley Tieman

My mom died of colon cancer 3 husbands and a man I loved deeply only 28 years old ALL from some sort of cancer. A person that would even find humor in that---needs to be str uck down.

Gordon Wayne Watts
Gordon Wayne Watts
  • Shirley Tieman

You must be referring to that Facebook page that made fun of soldiers with cancer - I agree: It is disgusting, but why, I wonder, do you mention that here, where health is not the topic? In any event, here is my research which shows how many countries use a vegan diet & avoid ALL processed milk product to achieve a MUCH lower cancer rate: www.GordonWatts.com/consumer.html
mirror:
www.GordonWayneWatts.com/consumer.html
mirror:
http://Gordon_Watts.Tripod.com/consumer.html

Shirley, God is...

You must be referring to that Facebook page that made fun of soldiers with cancer - I agree: It is disgusting, but why, I wonder, do you mention that here, where health is not the topic? In any event, here is my research which shows how many countries use a vegan diet & avoid ALL processed milk product to achieve a MUCH lower cancer rate: www.GordonWatts.com/consumer.html
mirror:
www.GordonWayneWatts.com/consumer.html
mirror:
http://Gordon_Watts.Tripod.com/consumer.html

Shirley, God is faithful to take care of your mother and other friends/relatives -in life -and in death, but they are more alive there than are we here.

Gordon Wayne Watts
Gordon Wayne Watts

The Klingon ambassador to earth suggests you create a petition of this sort on SignOn, as well, since (as you can tell from the link below), they do not have a time-limit, as does Causes: http://signon.org/sign/support-the-student-loan.

Gordon Wayne Watts
Gordon Wayne Watts
  • Gordon Wayne Watts

This post was directed @ Alan Collinge - and, thank you, once again, for your recent op-ed submission: It is both front page news on The Register as well as archived as the 'Read First' link on the Higher Ed research posted therewith.

Jan Shular
Jan Shular

SOMETHING IS WRONG WITH THIS LINK..... WOULD NOT TAKE MY ZIP CODE AS VALID.... HELP!

Gordon Wayne Watts
Gordon Wayne Watts
  • Jan Shular

Jan, try both variations of your zip code, both the 5-digit type (old style) and the "new school" 9-digit type -- for example, my zip code is 33801, but the 9-digit type is 33801-2113. Also, try the link again. LASTLY, see the front page news at www.GordonWatts.com or www.GordonWayneWatts.com for BOTH current petitions, this one (good link) and the "million signature" petition, and a few articles to help you understand why Alan Collinge's petition is correct.

Garry Lambrev
Garry Lambrev

The predatory loans laid on those emerging from childhood is a form of abuse for which the rich should be made to pay with penalties that only they can bear. After restoring bankruptcy protections, we need to move on to eliminating corporate personhood and establishing a confiscatory tax rate on all incomes above one million dollars and on all personal or family wealth worth more than--let's say for now--ten million.

Enid Wagstrom
Enid Wagstrom
  • Garry Lambrev

You are out of your mind.

Gordon Wayne Watts
Gordon Wayne Watts

I normally don't send out such 'invitations' to my FB friends but since even rich WallStreet bankers (who DON'T need it) can file for bankruptcy why not students? IF colleges KNOW we can't borrow tons of $$ tuition will DROP like a ROCK Please sign & pass on.

Robert More
Robert More
  • Gordon Wayne Watts

I concur.

Doug Holm
Doug Holm

They made the choice to take the loan out. They knew the law, obey it. There are other ways to pay for your education.

Reylan Pratt
Reylan Pratt
  • Doug Holm

The law also allows uninformed people to say whatever they want. You are a sad case... even having the flag as a profile picture. Very patriotic.

Doug Holm
Doug Holm
  • Doug Holm

Retire Navy Vet here, You?

Reylan Pratt
Reylan Pratt
  • Doug Holm

Me.

Doug Holm
Doug Holm
  • Doug Holm

Yes, you are you and it shows.

Robert More
Robert More
  • Doug Holm

Mr. Holm, you are misinformed regarding student borrowers having known that they took out the loan: "Several types of loans and lenders aren't covered by the Truth in Lending Act. Student loans are not covered by the law": http://homeguides.sfgate.com/federal-truth-lending-information-7992.html

Get your facts straight. If you are retired military, you give them a bad name, and misinformed comments such as yours make me wonder if you were not fired or dismissed due to bad work ethic.

Doug Holm
Doug Holm
  • Doug Holm

Look up the word retired, then try again.

Reylan Pratt
Reylan Pratt
  • Doug Holm

Me... That means just another citizen. No one who would consider himself special. Where I served and how long, my degrees, what I do today are not relevant. Your condition, sir deserves, respect. Never sharing your views on our youth. We were the future. We are not the future any more. The young are. If they strive they could have their back covered. And we both know about what it means having our back covered. They are unprotected by the law and not informed about it. No one has implied...

Me... That means just another citizen. No one who would consider himself special. Where I served and how long, my degrees, what I do today are not relevant. Your condition, sir deserves, respect. Never sharing your views on our youth. We were the future. We are not the future any more. The young are. If they strive they could have their back covered. And we both know about what it means having our back covered. They are unprotected by the law and not informed about it. No one has implied here disobeying the law. But improving it. I realize you never needed a loan for a car or a house. Most fortunately you will never need a loan either to recover your health in some emergency and then having to pay for it at a vastly inflated price. Best regards.

Bily John Rodriguez
Bily John Rodriguez

I would say if you can't pay do not borrow. Government is flexible enough to invest in your future. You borrow 20k 30k 50k and think you can get away with it without paying? My recomendation people stop studying because you like this you like that. Start stuying a carreer that is in need so you can find a job and sustain yourself. The military is always willing to pay your debt for exchange of service. Our country needs you. Join them. But of course there is always people who likes the easy...

I would say if you can't pay do not borrow. Government is flexible enough to invest in your future. You borrow 20k 30k 50k and think you can get away with it without paying? My recomendation people stop studying because you like this you like that. Start stuying a carreer that is in need so you can find a job and sustain yourself. The military is always willing to pay your debt for exchange of service. Our country needs you. Join them. But of course there is always people who likes the easy way out going bankrupcy. I'm sorry people this will never happen.

Gordon Wayne Watts
Gordon Wayne Watts
  • Bily John Rodriguez

That would be like saying if you can't "afford" to borrow for a home, clothing, or a medical procedure --or food --then don't do it, however, that is fallible logic: In all 5 instances (food, clothing, shelter, medical, and education), you can't afford to refrain. You might assume a person could get a reasonably-paying job without an 'education,' but the Bill Gates of the world are the EXCEPTION, not the rule.

A graduating high-school student is doomed either way: Either be LUCKY to get a...

That would be like saying if you can't "afford" to borrow for a home, clothing, or a medical procedure --or food --then don't do it, however, that is fallible logic: In all 5 instances (food, clothing, shelter, medical, and education), you can't afford to refrain. You might assume a person could get a reasonably-paying job without an 'education,' but the Bill Gates of the world are the EXCEPTION, not the rule.

A graduating high-school student is doomed either way: Either be LUCKY to get a burger-flipping job (no education) or be in debt for life (or beyond -- get an education).

You also fail to consider no less than two (2) facts:

1) American institutions of higher ed hold a monopoly (illegal) on education: Look up the word 'monopoly,' if you doubt. This (obscene rate increases) would normally be addressed in SHORT-ORDER were it any *other* monopoly (for example, electric rates, Internet, water, etc.), but as students are a "minority," who lack political clout, this monopoly is allowed to proceed. (I doubt *you* would like it if *your* electric, water, and Internet became unbearable, and others simply said that if you could not afford electric, to NOT get it, eh?)

2) Student Borrowers are NOT told they lack bankruptcy protections (except in RARE, and I do mean RARE cases --look it up) -- Due to the fact Truth in Lending is also removed, this may be immoral,and certainly Unconstitutional in its lack of Due Process, but not illegal. Since no other loan lacks bankruptcy protections (any rich wall-street investor or banker can file, but NOT students! LOL?), they have an expectation of such rights.

This is no different than YOU being sold a car that has bad brakes -- that'd be a HUGE liability issue - and, this is true, as you would have a reasonable expectation that a car was supposed to have working brakes.

Would _you_ like it if they simply said "Well, we didn't lie to you -- we simply didn't tell you"??

In fact, it is precisely the lack of bankruptcy protections that CAUSE the tuition to be so high: www.GordonWatts.com/#alan
or:
www.GordonWayneWatts.com/#alan

Lenders, Guarantors, Colleges, & Universities, if they knew they defaulted loans would LOSE them money, not GAIN a huge profit, then they would STOP pressuring U.S. Congress to keep raising lending ceilings, thus creating this bubble.

Wake up, man! Click those links, and THEN comment after you've read them.

(-://

Bily John Rodriguez
Bily John Rodriguez
  • Bily John Rodriguez

Man up and face the result of your acts. By the way McDonald is a great company offering billion of jobs around the world. Thats the problem here in US, people like you probably dont want to pick up tomatoes but like ketchup. Study Marketing desiring a job under airconditioner but never had an idea of a business. You are a disgrace to our country.

Gordon Wayne Watts
Gordon Wayne Watts
  • Bily John Rodriguez

Bily, did you read my reply above? Also -- question:

If you're so 'for' student borrowers not being able to file for bankruptcy, then where were you when Solyndra, Donald Trump, and many, MANY rich Wall-Street BANKER & "Investors" (and countless companies to numerous to number) filed for bankruptcy?

#1 -- Students don't go to college with the hopes of filing for bankruptcy --not any students *I* know: They hope and plan on getting a job, hello?

#2 -- The Military does not always accept...

Bily, did you read my reply above? Also -- question:

If you're so 'for' student borrowers not being able to file for bankruptcy, then where were you when Solyndra, Donald Trump, and many, MANY rich Wall-Street BANKER & "Investors" (and countless companies to numerous to number) filed for bankruptcy?

#1 -- Students don't go to college with the hopes of filing for bankruptcy --not any students *I* know: They hope and plan on getting a job, hello?

#2 -- The Military does not always accept everybody, and even *their* debt-relief programs are NOT complete, not to mention they often send American soldiers to invade other countries who pose no threat to us -- which is akin to China invade OUR country and "occupying" it for decades on end. I'm sure WE would get mad for that, and so I don't fault other countries for getting peeved when WE invade THEM for any (or no) reason. Example: After we got rid of Saddam Hussein, we should have LEFT Iraq, OK? (Maybe he was a some sort of threat, but he'd been dead for AGES, now, OK? And our pretext for going in there was questionable to boot, but I'm willing to give GW Bush the benefit of the doubt here, yet we should NOT be "occupying" places like this for eons.)

#3 -- So, where _is_ your outrage for all these rich people always filing for bankruptcy. When you complain about them 'til you're hoarse in the face, THEN we'll talk about your complain above.

#4 -- did you read my prior reply to you, above?

Robert More
Robert More
  • Bily John Rodriguez

Mr. Rodriguez: did you read Mr. Watts' reply above? Also -- question:

If you're so 'for' student borrowers not being able to file for bankruptcy, then where were you when Solyndra, Donald Trump, and many, MANY rich Wall-Street BANKER & "Investors" (and countless companies to numerous to number) filed for bankruptcy?

#1 -- Students don't go to college with the hopes of filing for bankruptcy --not any students *I* know: They hope and plan on getting a job, hello?

#2 -- The Military does not...

Mr. Rodriguez: did you read Mr. Watts' reply above? Also -- question:

If you're so 'for' student borrowers not being able to file for bankruptcy, then where were you when Solyndra, Donald Trump, and many, MANY rich Wall-Street BANKER & "Investors" (and countless companies to numerous to number) filed for bankruptcy?

#1 -- Students don't go to college with the hopes of filing for bankruptcy --not any students *I* know: They hope and plan on getting a job, hello?

#2 -- The Military does not always accept everybody, and even *their* debt-relief programs are NOT complete, not to mention they often send American soldiers to invade other countries who pose no threat to us -- which is akin to China invade OUR country and "occupying" it for decades on end. I'm sure WE would get mad for that, and so I don't fault other countries for getting peeved when WE invade THEM for any (or no) reason. Example: After we got rid of Saddam Hussein, we should have LEFT Iraq, OK? (Maybe he was a some sort of threat, but he'd been dead for AGES, now, OK? And our pretext for going in there was questionable to boot, but I'm willing to give GW Bush the benefit of the doubt here, yet we should NOT be "occupying" places like this for eons.)

#3 -- So, where _is_ your outrage for all these rich people always filing for bankruptcy. When you complain about them 'til you're hoarse in the face, THEN we'll talk about your complain above.

#4 -- did you read Gordon Wayne Watts prior reply to you, above?

Timothy Marshall Ballard
Timothy Marshall Ballard
  • Bily John Rodriguez

Wow and here I was thinking that diverse opinions were WELCOMED in the country my family has fought and died for for over 250 years! Where was I when it was "decided" (clearly in his own mind) that being American meant agreeing with this guy? Oh yes! I remember.... IN A CLASSROOM!

Robert More
Robert More
  • Bily John Rodriguez

One other thing, Mr. Rodriguez: Did you not see the petition? It does not ask for a 'Free' education or a 'Free Handout,' only the same Standard Consumer Protections as all other loans. If the uber-rich and the Credit Card users can have these bankruptcy safety nets, why not students? Are students somehow less important? (Alternatively, if students don't need these standard protections, then why do we give them to anybody?)

You have not made your case as to why students should not be...

One other thing, Mr. Rodriguez: Did you not see the petition? It does not ask for a 'Free' education or a 'Free Handout,' only the same Standard Consumer Protections as all other loans. If the uber-rich and the Credit Card users can have these bankruptcy safety nets, why not students? Are students somehow less important? (Alternatively, if students don't need these standard protections, then why do we give them to anybody?)

You have not made your case as to why students should not be included along with other borrowers. Did you follow Mr. Gordon Wayne Watts' link listed above? Here it is again:

www.GordonWayneWatts.com/Higher-Ed-Tuition-Costs.html

or

www.GordonWayneWatts.com/Higher-Ed-Tuition-Costs.html

Gordon Wayne Watts
Gordon Wayne Watts
  • Bily John Rodriguez

Also, Bily... Did you not see the petition? It does not ask for a 'Free' education or a 'Free Handout,' only the same Standard Consumer Protections as all other loans. If the uber-rich and the Credit Card users can have these bankruptcy safety nets, why not students? Are students somehow less important? (Alternatively, if students don't need these standard protections, then why do we give them to anybody?)

You have not made your case as to why students should not be included along with...

Also, Bily... Did you not see the petition? It does not ask for a 'Free' education or a 'Free Handout,' only the same Standard Consumer Protections as all other loans. If the uber-rich and the Credit Card users can have these bankruptcy safety nets, why not students? Are students somehow less important? (Alternatively, if students don't need these standard protections, then why do we give them to anybody?)

You have not made your case as to why students should not be included along with other borrowers. Did you see my link listed above? (These prove that lack of bankruptcy protections are the main driving cause of tuition inflation.) Here again they are:

www.GordonWayneWatts.com/Higher-Ed-Tuition-Costs.html

or

www.GordonWatts.com/Higher-Ed-Tuition-Costs.html

or http://www.ThirstForJustice.net/Higher-Ed-Tuition-Costs.html

or even:

http://Gordon_Watts.Tripod.com/Higher-Ed-Tuition-Costs.html

Bevan Tim
Bevan Tim

...Why should you be exempt from paying your bills? You leave the tax payers with the burden? What a low life SOB... Go knock on Obamas door , that low life will give you anything for your vote.... Pay yor bills like everyone else!

Gordon Wayne Watts
Gordon Wayne Watts
  • Bevan Tim

You can't read, Bevan: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were you to GET YOUR FACTS straight. -- Speaking of "paying your bills like everyone else": Rich Wall Street bankers -AND...

You can't read, Bevan: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were you to GET YOUR FACTS straight. -- Speaking of "paying your bills like everyone else": Rich Wall Street bankers -AND Donald Trump REGULARLY file for bankruptcy --and for sums MUCH larger than mere student loans --and GET bankruptcy: So, where is your outrage here (Or, were you rather just ignorant of the fact.)

If you were ignorant, I will not make fun of you here for not knowing, but if, rather, you support HUGE bailouts for the rich but want to be heavy on the student borrower, I can not see how this is right? Can you?

"Donald Trump's Companies Filed for Bankruptcy 4 Times"
By AMY BINGHAM (@Amy_Bingham)
April 21, 2011
http://abcnews.go.com/Politics/donald-trump-filed-bankruptcy-times/story?id=13419250

Robert More
Robert More
  • Bevan Tim

Mr. Tim, it is people like you who are the reason this country is in such sorry condition: You are so ignorant of the facts: You can't read: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were...

Mr. Tim, it is people like you who are the reason this country is in such sorry condition: You are so ignorant of the facts: You can't read: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were you to GET YOUR FACTS straight. -- Speaking of "paying your bills like everyone else": Rich Wall Street bankers -AND Donald Trump REGULARLY file for bankruptcy --and for sums MUCH larger than mere student loans --and GET bankruptcy: So, where is your outrage here (Or, were you rather just ignorant of the fact.)

If you were ignorant, I will not make fun of you here for not knowing, but if, rather, you support HUGE bailouts for the rich but want to be heavy on the student borrower, I can not see how this is right? Can you? Here is a link posted by a friend on mine -in case you missed it too...

"Donald Trump's Companies Filed for Bankruptcy 4 Times"
By AMY BINGHAM (@Amy_Bingham)
April 21, 2011
http://abcnews.go.com/Politics/donald-trump-filed-bankruptcy-times/story?id=13419250

Suzy Hayes
Suzy Hayes
  • Bevan Tim

BT, You are obviously NOT A COLLEGE GRADUATE, nor even high school, perhaps?! But, I'll bet you are a tea-party republican......... READ THE TEXT!

Laurie Harrison
Laurie Harrison
  • Bevan Tim

Are you suggesting that the COMPANY will incur the costs and NOT pass it on to other consumers? Somebody will be on the hook, but it won't be the COMPANY.

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