Pee GeeJr
Pee GeeJr

I actually belief education should be free but... of course polititians cannot easily lead and educated masses now can they.........

Suzy Hayes
Suzy Hayes
  • Pee GeeJr

ahhhhhhhh, nothing is "free", that's why we HAVE TAXES and why WE VOTE for the "politicians" which BEST represents ones social responsibilities, morals and beliefs. Now, one can VOTE for the party which feels the wealthiest 1% should pay no taxes, advocate that our taxes go to war, etc., or for the party which believes in taxes going toward education, social equality, etc!

AS OF THIS WRITING, WE STILL CAN VOTE.......you can do the research on this issue also, to see which party is working on "voter suppression"!

Lidiya Phillips
Lidiya Phillips
  • Pee GeeJr

There are countries, where it is. And they are ahead.

Allison Coppeto
Allison Coppeto

I just got out of a for profit school. I was lied to, the school is not accredited as they say. A lot of these schools should be checked out. If they are not on the up and up, then why does the government let them continue to operate? More and more people are put in debt through going to a school where you are allowed to take loans out, yet the schools are a scam. I am all for getting loans, but when the government knows half of these schools are scams and frauds, they should be held...

I just got out of a for profit school. I was lied to, the school is not accredited as they say. A lot of these schools should be checked out. If they are not on the up and up, then why does the government let them continue to operate? More and more people are put in debt through going to a school where you are allowed to take loans out, yet the schools are a scam. I am all for getting loans, but when the government knows half of these schools are scams and frauds, they should be held responsible as well since they know full well the loan is astronomical, and the school is a fraud. Nobody is watching my back.

Lidiya Phillips
Lidiya Phillips
  • Allison Coppeto

Education is a bukazillion-dollar business. Banks (who do the lending) are not concerned with the graduates' usefulness to the society, their quality of life and even with the USA being a good place to live. The banks are NOT government, they are private businesses. They want to get money loaned out and to get all of it back - P+I. Government guarantees of repayments of the money loaned to students - is a GOOD guarantee. And the government is indebted to the bank's also. Government - are...

Education is a bukazillion-dollar business. Banks (who do the lending) are not concerned with the graduates' usefulness to the society, their quality of life and even with the USA being a good place to live. The banks are NOT government, they are private businesses. They want to get money loaned out and to get all of it back - P+I. Government guarantees of repayments of the money loaned to students - is a GOOD guarantee. And the government is indebted to the bank's also. Government - are real people. They have huge outstanding loans. Hope you can connect the unsaid yourself.

Christopher Gilbertson
Christopher Gilbertson
  • Allison Coppeto

Totally agree, the Government don't have the kind of power people attribute to them. I see it as a huge balancing act, money doesn' grow on trees so to support one program something else has to be cut or tightened... (Yet other people would complain about that instead lol). The one thing that annoys me about the Governmental figures is that they get crazy wages with free perks, if their remuneration was fairer then I'd be a very happy guy :D

Lyn Morris
Lyn Morris

A very worthy cause. David Pippin has expressed my sentiments exactly!

Gordon Wayne Watts
Gordon Wayne Watts
  • Lyn Morris

I agree, Lyn: The presence of easy loan monies and/or easy Government Grants drives tuition up, since colleges know they can charge more. (A bubble, as in housing LOL) -- However, what i only recently learned was that lack of bankruptcy protections mean the U.S. Dept of Education makes a killing off of students, since lack of Standard Consumer Protections and unreal garnishment powers mean that students are on the hook for life. (Students are not even told they lack bankruptcy rights, which...

I agree, Lyn: The presence of easy loan monies and/or easy Government Grants drives tuition up, since colleges know they can charge more. (A bubble, as in housing LOL) -- However, what i only recently learned was that lack of bankruptcy protections mean the U.S. Dept of Education makes a killing off of students, since lack of Standard Consumer Protections and unreal garnishment powers mean that students are on the hook for life. (Students are not even told they lack bankruptcy rights, which is akin to someone selling you a car and not telling you it had bad brakes = a huge liability issue.) -- If The Dept of Ed and lenders knew students could file for bankruptcy, then they'd stand to lose on bad loans, and they would STOP pressuring U.S. Congress to continue to raise the lending limits. See e.g.,

www. GordonWatts.com/Higher-Ed-Tuition-Costs.html#alan
or:
www.GordonWayneWatts.com/Higher-Ed-Tuition-Costs.html#alan

for proof of this.//

Bevan Tim
Bevan Tim

...Why should you be exempt from paying your bills? You leave the tax payers with the burden? What a low life SOB... Go knock on Obamas door , that low life will give you anything for your vote.... Pay yor bills like everyone else!

Gordon Wayne Watts
Gordon Wayne Watts
  • Bevan Tim

You can't read, Bevan: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were you to GET YOUR FACTS straight. -- Speaking of "paying your bills like everyone else": Rich Wall Street bankers -AND...

You can't read, Bevan: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were you to GET YOUR FACTS straight. -- Speaking of "paying your bills like everyone else": Rich Wall Street bankers -AND Donald Trump REGULARLY file for bankruptcy --and for sums MUCH larger than mere student loans --and GET bankruptcy: So, where is your outrage here (Or, were you rather just ignorant of the fact.)

If you were ignorant, I will not make fun of you here for not knowing, but if, rather, you support HUGE bailouts for the rich but want to be heavy on the student borrower, I can not see how this is right? Can you?

"Donald Trump's Companies Filed for Bankruptcy 4 Times"
By AMY BINGHAM (@Amy_Bingham)
April 21, 2011
http://abcnews.go.com/Politics/donald-trump-filed-bankruptcy-times/story?id=13419250

Robert More
Robert More
  • Bevan Tim

Mr. Tim, it is people like you who are the reason this country is in such sorry condition: You are so ignorant of the facts: You can't read: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were...

Mr. Tim, it is people like you who are the reason this country is in such sorry condition: You are so ignorant of the facts: You can't read: This bill would not ask taxpayers to bail out ANYONE. The writer of the petition seeks that students can have the same bankruptcy protections as Credit Card users (and, recall BEVAN: When a Credit Card user files for bankruptcy -and this happens very often anymore) -the COMPANY, not the taxpayer -is on the hook. You would better off make your case were you to GET YOUR FACTS straight. -- Speaking of "paying your bills like everyone else": Rich Wall Street bankers -AND Donald Trump REGULARLY file for bankruptcy --and for sums MUCH larger than mere student loans --and GET bankruptcy: So, where is your outrage here (Or, were you rather just ignorant of the fact.)

If you were ignorant, I will not make fun of you here for not knowing, but if, rather, you support HUGE bailouts for the rich but want to be heavy on the student borrower, I can not see how this is right? Can you? Here is a link posted by a friend on mine -in case you missed it too...

"Donald Trump's Companies Filed for Bankruptcy 4 Times"
By AMY BINGHAM (@Amy_Bingham)
April 21, 2011
http://abcnews.go.com/Politics/donald-trump-filed-bankruptcy-times/story?id=13419250

Suzy Hayes
Suzy Hayes
  • Bevan Tim

BT, You are obviously NOT A COLLEGE GRADUATE, nor even high school, perhaps?! But, I'll bet you are a tea-party republican......... READ THE TEXT!

Laurie Harrison
Laurie Harrison
  • Bevan Tim

Are you suggesting that the COMPANY will incur the costs and NOT pass it on to other consumers? Somebody will be on the hook, but it won't be the COMPANY.

Robert Pirschel
Robert Pirschel

S'il vous plait signez cette pétition notre avenir et la vie de nos enfants sont en causes! Sans abeilles pas de fruits pas de vie.

Gordon Wayne Watts
Gordon Wayne Watts
  • Robert Pirschel

Je suis d'accord: Vous avez raison! (PS: j'ai traduit ce du français à l'anglais avec un traducteur omline.)

Gordon Wayne Watts
Gordon Wayne Watts
  • Robert Pirschel

If lenders & colleges knew students could file for bankruptcy, tuition would drop. QUESTION: If you are so 'for' getting rid of bankruptcy for students, why are you not making this complaint for Credit Card users? QUESTION: Why is it OK for Donald Trump to file for bankruptcy a BUNCH of times KNOWING he could file, but it's somehow NOT ok for student borrowers --and it's OK for students to not be told their loans lack bankruptcy protections? Would YOU like it, Kathy, if someone sold YOU a...

If lenders & colleges knew students could file for bankruptcy, tuition would drop. QUESTION: If you are so 'for' getting rid of bankruptcy for students, why are you not making this complaint for Credit Card users? QUESTION: Why is it OK for Donald Trump to file for bankruptcy a BUNCH of times KNOWING he could file, but it's somehow NOT ok for student borrowers --and it's OK for students to not be told their loans lack bankruptcy protections? Would YOU like it, Kathy, if someone sold YOU a car with bad brakes but didn't tell you? Then why is it OK for students to be sold on a lan under false pretenses? Are student borrowers somehow less important than Credit Card users? Are student borrowers somehow committing a greater crime than rich Wall Street bankers (and Donald Trump) who take out HUGE loans REPEATEDLY and then default? Are students less important than Credit Card users and the very rich?

Do tell...

Gordon Wayne Watts
Gordon Wayne Watts
  • Robert Pirschel

Kathy Wilson If I accidentally addressed you when you supported out side, I apologize -- I have been online too many hours! :)

Gordon Wayne Watts
Gordon Wayne Watts
  • Robert Pirschel

@ SUE KOVACS: If lenders & colleges knew students could file for bankruptcy, tuition would drop. QUESTION: If you are so 'for' getting rid of bankruptcy for students, why are you not making this complaint for Credit Card users? QUESTION: Why is it OK for Donald Trump to file for bankruptcy a BUNCH of times KNOWING he could file, but it's somehow NOT ok for student borrowers --and it's OK for students to not be told their loans lack bankruptcy protections? Would YOU like it, Sue, if someone...

@ SUE KOVACS: If lenders & colleges knew students could file for bankruptcy, tuition would drop. QUESTION: If you are so 'for' getting rid of bankruptcy for students, why are you not making this complaint for Credit Card users? QUESTION: Why is it OK for Donald Trump to file for bankruptcy a BUNCH of times KNOWING he could file, but it's somehow NOT ok for student borrowers --and it's OK for students to not be told their loans lack bankruptcy protections? Would YOU like it, Sue, if someone sold YOU a car with bad brakes but didn't tell you? Then why is it OK for students to be sold on a lan under false pretenses? Are student borrowers somehow less important than Credit Card users? Are student borrowers somehow committing a greater crime than rich Wall Street bankers (and Donald Trump) who take out HUGE loans REPEATEDLY and then default? Are students less important than Credit Card users and the very rich?

Do tell...//

Jorge Herrera
Jorge Herrera

I have to comment on this because I am an ex student with $50,000 in student loans who also am not working in my field but I do work for one of the agencies contracted by the department of education in regards to defaulted student loans and I completely disagree with a lot of what's said like being forced to pay rediculous amounts of money, 1. if you cant afford to make the payments why not apply for an IBR (income contingent repayment program) that would base your student loan payments on...

I have to comment on this because I am an ex student with $50,000 in student loans who also am not working in my field but I do work for one of the agencies contracted by the department of education in regards to defaulted student loans and I completely disagree with a lot of what's said like being forced to pay rediculous amounts of money, 1. if you cant afford to make the payments why not apply for an IBR (income contingent repayment program) that would base your student loan payments on your income where you might qualify for a $0 pay, also with defaulted student loans there is also programs that the department of education offers for individuals who cant afford the standard repayments BUT the problem is that people in defautl don't want to listen because all they hear is collection agency so they don't care to listen to what their options are, why should people be allowed to take out $60 $80 $100 or even $200 thousand dollars worth in student loans and then open their own business live a good life and be able to file bankruptcy because they don't want to repay their loans? working in the business that I'm in I see alot of middle class people who make the effort to pay their loans while individuals like chiropractors, doctors, lawyer & dentist refuse to pay back their loans, understand that all this is is recycled money if it isn't paid back taxes go up because there needs to be money for students to be able to go to school, maybe instead we should be signing a pettition for tuition to be affordable, I'm sorry but I cant sign this.

Gordon Wayne Watts
Gordon Wayne Watts
  • Jorge Herrera

I too agree that people should page back what they owe, but before you dis the bankruptcy option, please know that student were not told they lacked this -which is akin to me selling you a care without brakes -but not telling you -- a huge liability issue -of course, stemming from lack of Due Process of notice! (Also, if rich people can file for bankruptcy, and bankers, why not students? If you're against bankruptcy, Jorge, why not sign a petition asking for bankruptcy to be removed from...

I too agree that people should page back what they owe, but before you dis the bankruptcy option, please know that student were not told they lacked this -which is akin to me selling you a care without brakes -but not telling you -- a huge liability issue -of course, stemming from lack of Due Process of notice! (Also, if rich people can file for bankruptcy, and bankers, why not students? If you're against bankruptcy, Jorge, why not sign a petition asking for bankruptcy to be removed from other loans --ALL other loans can get bankruptcy, except student loans --unless the student is -like -near death.) -- Since you probably don't want to remove bankruptcy as an option for others, more well-to-do, then...

See e.g.., Cross-posted on 4 mirrors:
* www.GordonWatts.com/Higher-Ed-Tuition-Costs.html
* www.GordonWayneWatts.com/Higher-Ed-Tuition-Costs.html
* www.ThirstForJustice.net/Higher-Ed-Tuition-Costs.html
* http://Gordon_Watts.Tripod.com/Higher-Ed-Tuition-Costs.html

GW//

Timothy Marshall Ballard
Timothy Marshall Ballard
  • Jorge Herrera

What about Private loans? They are unregulated, have higher interest rates, treat their customers horribly (including reporting you delinquent when you are making payments in effect an IBR). They enjoy all of the freedom from regulation but rest behind the no bankruptcy provision as well. How do you feel about restoring bankruptcy to private loans?

Jorge Herrera
Jorge Herrera
  • Jorge Herrera

I can agree with you on private loans I currently pay 12.5% on just one of my private loans I think something should change in regards to private loans

Kathy Barnett Johnson
Kathy Barnett Johnson
  • Jorge Herrera

Not to mention if you don't pay your student loans they can garnish your wages!

David Slater
David Slater

hahahahahahahahahahahahahhahahahahahahahahahahahaha...like THIS will ever change anyting.

Alan Collinge
Alan Collinge
  • David Slater

It will change alot. See Studentloanjustice.org/argument.htm to understand this problem.

Alan Collinge
Alan Collinge
  • David Slater

You wrote a pretty thoughtful comment in the Chronicle earlier. I'd have thought you'd have something a bit more substantial to say on this issue.

Gordon Wayne Watts
Gordon Wayne Watts
  • David Slater

Alan Collinge only a person of integrity and honour would be polite to his/her political enemies -- that takes moral courage to respond this way -- by the way, what was David Slater's thoughtful comment?

Marcella Freeman
Marcella Freeman

As a social worker working in a not-for-profit agency my salary is extremely low in comparison to the education I needed to work in this field. I don't really want to declare bankruptcy but it would be nice to know that if I absolutely had to - this would be an option. What I really would like to see is credit for giving back to the community - and I do not mean what the standards are right now. Paying 10 years on my loan without being late and then possible forgiveness - NO! How about I...

As a social worker working in a not-for-profit agency my salary is extremely low in comparison to the education I needed to work in this field. I don't really want to declare bankruptcy but it would be nice to know that if I absolutely had to - this would be an option. What I really would like to see is credit for giving back to the community - and I do not mean what the standards are right now. Paying 10 years on my loan without being late and then possible forgiveness - NO! How about I serve in the community for 10 years and then forgive my loan. I go into people's homes that sometimes have bed bug infestations - etc. So I think I should get a little credit for what I do. I know that I chose this field but I didn't realize the cost of my education would mean I might have to work until I am 90 years old! What really made my debt insurmountable is needing a master's degree to help other people. This is insane!

Bob Krefta
Bob Krefta
  • Marcella Freeman

Marcella, I signed this one and invited everyone in my address bok to join me. Be well my friend, Bob Krefta

Enid Wagstrom
Enid Wagstrom
  • Marcella Freeman

I agree with your statement about needing a master's degree. I think there are a lot of professions that require more formal higher education than is really necessary.

Denise Larson
Denise Larson
  • Marcella Freeman

This video would be more useful if it played a little shower and the graphics weren't so distracting.

Leland Gaston
Leland Gaston

I will not sign this petition. You are no better to pay off your loan than I was. I was married and had four children when I went back. Get a life. I am sick and tried of bailing people out that want something for nothing. I am sick of paying for people to have things I cannot afford while working and others are to sorry to work get it given to them with my tax dollar. Most of them cannot even spell "JOB".

Robert More
Robert More
  • Leland Gaston

Then where is your outcry that Donald Trump was able to file for (and get) a bankruptcy that was MUCH greater than these kids here? Hypocrites! You only care about the rich, but what if YOU had to take out a loan for an emergency medical procedure to save your life, to get a home, or even for food & rent -and then could not pay it back?

Before you go off on these kids, remember, old timer: College was affordable back when YOU were a kid -AND (more importantly) the students usually did not...

Then where is your outcry that Donald Trump was able to file for (and get) a bankruptcy that was MUCH greater than these kids here? Hypocrites! You only care about the rich, but what if YOU had to take out a loan for an emergency medical procedure to save your life, to get a home, or even for food & rent -and then could not pay it back?

Before you go off on these kids, remember, old timer: College was affordable back when YOU were a kid -AND (more importantly) the students usually did not have to take out a loan because it was affordable. However, when students can not file for bankruptcy, the Dept of Education makes a killing off defaulted loans, and they pressure Congress to keep raising the loan limits, thus driving up profit. (Thus, if

Are you really serious about getting rid of bankruptcy protections? Then where is your outrage for Credit Card users being able to have a safety net? (Aren't students' education a LITTLE more important than frivolous credit card purchases?)

So, back to Square-1: Why are you not complaining about all these REALLY rich people (Solyndra, Wall-Street Bankers, Donald Trump, etc.) who regularly file for (& get) bankruptcy for MUCH huger sums? >> http://abcnews.go.com/Politics/donald-trump-filed-bankruptcy-times/story?id=13419250"

Hypocrite.

"Donald Trump's Companies Filed for Bankruptcy 4 Times" ABC News, By AMY BINGHAM (@Amy_Bingham), April 21, 2011

Gordon Wayne Watts
Gordon Wayne Watts
  • Leland Gaston

LELAND: The petition did not ask for loans to be forgiven, or for a free handout. Learn to read: The petition asks only that student borrowers be given the same rights as all other borrowers. Are students not as important as, say, Credit Card users (who purchase on things less important then education) or the very rich?

Reylan Pratt
Reylan Pratt
  • Leland Gaston

You certainly can spell "job" alright. And you can also spell "hatred", "frustration", "selfishness", "hypocrisy".... And you can certainly read fine. And you are also perfectly able not to understand a single word of what you read. My sincere condolences for the destination of your tax dollars.

Doug Holm
Doug Holm

They made the choice to take the loan out. They knew the law, obey it. There are other ways to pay for your education.

Reylan Pratt
Reylan Pratt
  • Doug Holm

The law also allows uninformed people to say whatever they want. You are a sad case... even having the flag as a profile picture. Very patriotic.

Doug Holm
Doug Holm
  • Doug Holm

Retire Navy Vet here, You?

Reylan Pratt
Reylan Pratt
  • Doug Holm

Me.

Doug Holm
Doug Holm
  • Doug Holm

Yes, you are you and it shows.

Robert More
Robert More
  • Doug Holm

Mr. Holm, you are misinformed regarding student borrowers having known that they took out the loan: "Several types of loans and lenders aren't covered by the Truth in Lending Act. Student loans are not covered by the law": http://homeguides.sfgate.com/federal-truth-lending-information-7992.html

Get your facts straight. If you are retired military, you give them a bad name, and misinformed comments such as yours make me wonder if you were not fired or dismissed due to bad work ethic.

Doug Holm
Doug Holm
  • Doug Holm

Look up the word retired, then try again.

Reylan Pratt
Reylan Pratt
  • Doug Holm

Me... That means just another citizen. No one who would consider himself special. Where I served and how long, my degrees, what I do today are not relevant. Your condition, sir deserves, respect. Never sharing your views on our youth. We were the future. We are not the future any more. The young are. If they strive they could have their back covered. And we both know about what it means having our back covered. They are unprotected by the law and not informed about it. No one has implied...

Me... That means just another citizen. No one who would consider himself special. Where I served and how long, my degrees, what I do today are not relevant. Your condition, sir deserves, respect. Never sharing your views on our youth. We were the future. We are not the future any more. The young are. If they strive they could have their back covered. And we both know about what it means having our back covered. They are unprotected by the law and not informed about it. No one has implied here disobeying the law. But improving it. I realize you never needed a loan for a car or a house. Most fortunately you will never need a loan either to recover your health in some emergency and then having to pay for it at a vastly inflated price. Best regards.

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